7 Affordable Small Towns to Retire in Utah

Valley High School in Orderville, Utah

With so many places around the globe to consider for retirement, choosing the right spot can feel overwhelming. The United States alone offers a vast array of options, from sunny beaches on the coast of California to vibrant cityscapes in the Northeast. But for those seeking a balance of affordability, outdoor beauty, and a slower pace of life, Utah’s charming small towns might be the perfect fit.

Retirees seeking an active lifestyle often prioritize locations with easy access to nature. Utah, nicknamed “The Beehive State,” boasts some of the country’s most breathtaking scenery. From the towering red rock formations of Arches National Park to the snow-capped peaks of the Wasatch Range, Utah offers a wonderland for outdoor enthusiasts. Many small towns throughout the state are nestled amidst these natural wonders, providing residents with front-door access to hiking, biking, fishing, and camping adventures.

Utah’s cost of living varies depending on location. While some areas, particularly along the Wasatch Front where major cities like Salt Lake City are located, can be quite expensive, several small towns offer a more affordable option. These towns often have a lower cost of living compared to national averages, particularly when it comes to housing. This allows retirees on a fixed income to potentially live comfortably and enjoy their golden years.

Here are seven affordable small towns in Utah that could be your perfect retirement haven.

7. Monticello (Population: 1,752)

Monticello, Utah Temple
Monticello, Utah Temple – Rick Willoughby, CC BY 2.0, via Wikimedia Commons

Nestled in southeastern Utah, Monticello is a historic town brimming with cultural heritage. Steeped in the traditions of the Church of Jesus Christ of Latter-day Saints, the town boasts a strong sense of community. Monticello offers stunning views of the nearby Abajo Mountains and Cedar Mesa, perfect for outdoor enthusiasts. The town itself features the Frontier Museum, which showcases the rich history of the region. With a median home price around $301,061 and a cost of living around $1,650 per month, Monticello provides a comfortable and affordable retirement option.

6. Orderville (Population: 592)

Valley High School in Orderville, Utah
Valley High School in Orderville, Utah – Medmunds713, CC BY-SA 4.0, via Wikimedia Commons

A hidden gem in southwestern Utah, Orderville is a small town known for its peaceful atmosphere and fruit orchards. Founded in the late 1800s by a Mormon communal society, the town retains a strong sense of community spirit. Outdoor enthusiasts will find plenty to explore in the nearby Zion National Park, Bryce Canyon National Park, and Grand Canyon National Park. The town itself features Heritage Park, showcasing pioneer-era homesteading artifacts. The median home price in Orderville is around $193,000, and the cost of living is estimated to be around $1,500 per month, making it an attractive option for budget-minded retirees.

5. Kanarraville (Population: 467)

Countryside around Kanarraville
Countryside around Kanarraville – Flickr

Situated in southern Utah near Zion National Park, Kanarraville offers stunning scenery and a relaxed lifestyle. The town is a haven for outdoor enthusiasts, providing easy access to hiking, biking, and rock climbing adventures. Kanarraville is popular among snowbirds seeking to escape the harsh winter months, thanks to its generally mild climate. The town features the Kanarra Historical Society Museum, which showcases artifacts related to the town’s history. The median home price in Kanarraville is around $267,700, and the cost of living is around $1,700 per month.

4. Marysvale (Population: 416)

Marysvale Bridge, Marysvale, UT
Marysvale Bridge, Marysvale, UT – Timeless Moon

Marysvale is a charming town nestled in central Utah, surrounded by lush forests and scenic mountains. Marysvale offers opportunities for fishing, hiking, and camping, making it a great choice for nature lovers. The town boasts numerous festivals throughout the year, celebrating the community’s culture and heritage. The median home price in Marysvale is around $283,000, and the cost of living is around $1,550 per month.

3. Fillmore (Population: 2,643)

Looking north along Main Street (Utah State Route 99) in downtown Fillmore, Utah, with Cedar Mountain in the distance
Looking north along Main Street (Utah State Route 99) in downtown Fillmore, Utah, with Cedar Mountain in the distance – An Errant Knight, CC BY-SA 4.0, via Wikimedia Commons

Located in Millard County, Fillmore boasts a rich history and a close-knit community. The town offers a scenic desert landscape surrounded by mountains. History buffs will appreciate the Fillmore Millard County Museum, which showcases artifacts from the pioneer era. Outdoor enthusiasts can enjoy hiking, camping, and off-roading adventures in the nearby Fishlake National Forest. The median home price in Fillmore is around $282,300, making it one of the most affordable options on this list. The cost of living is estimated to be around $1,450 per month.

2. Spring City (Population: 993)

Situated in central Utah County, Spring City is a picturesque town known for its historic homes and fruit orchards. Founded in the mid-1800s by Mormon settlers, Spring City maintains a strong sense of community and heritage. Outdoor enthusiasts will find plenty to explore in the nearby Wasatch Mountains, offering opportunities for hiking, biking, and fishing. The town itself features Spring City Historic District, a collection of well-preserved homes from the early 1900s. The median home price in Spring City is around $200,000, and the cost of living is estimated to be around $2,700 per month.

1. Bluff (Population: 243)

Twin Rocks, Bluff, Utah
Twin Rocks, Bluff, Utah – Andrew Smith from Seattle, WA, USA, CC BY-SA 2.0, via Wikimedia Commons

Nicknamed “Utah’s Best Kept Secret,” Bluff is a tiny town situated in southeastern Utah along the banks of the San Juan River. Surrounded by mesas, buttes, and canyons, Bluff offers breathtaking scenery and a true sense of remoteness. This isolated location appeals to retirees seeking peace and tranquility, with wide-open skies and opportunities for stargazing. History buffs can explore the Bluff Fort Historic Site, a preserved fort from the late 1800s. The town itself offers a slower pace of life, perfect for those who enjoy a simpler lifestyle. While amenities are limited, the surrounding area provides opportunities for hiking, fishing, kayaking, and rafting adventures. The median home price in Bluff is around $290,000, and the cost of living is estimated to be around $1,500 per month, making it an attractive option for retirees seeking an affordable escape.

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