7 Idyllic Small Towns to Retire in Hawaii

Coast of Kapahulu, Hana, Maui, Hawaii

As wanderlust sets in and dreams of retirement take hold, the world unfolds as a vast canvas of possibilities. From sun-drenched European villages to charming South American havens, there’s a retirement haven waiting to be discovered for every taste. But for many, the desire to stay closer to home tugs at the heartstrings. Here in the US, a wealth of options exists, catering to a diverse range of retirement preferences.

Some dream of toes-in-the-sand bliss, seeking out affordable beach towns where the rhythm of life matches the gentle lull of the ocean waves. Others crave the challenge of mountain trails, picturing themselves nestled in quaint towns that offer endless opportunities for exploration. Still others prioritize affordability and pleasant weather, seeking out cities that strike a perfect balance between bustling energy and a relaxed pace of life.

Hawaii, with its breathtaking scenery, rich culture, and year-round warmth, presents a unique retirement proposition. Beyond the glitz of tourist hotspots lie hidden gems – small towns that offer a taste of authentic Hawaiian life, perfectly suited for those seeking a tranquil escape.

7. Hanalei, Kauai ( Population: 300)

Sunrise at Hanalei Pier, Hawaii
Sunrise at Hanalei Pier, Hawaii – Debbie Tee, CC BY-SA 4.0, via Wikimedia Commons

Nestled on Kauai’s north shore, Hanalei exudes a magnetic charm. Imagine waking up to the gentle roar of the Pacific Ocean and verdant mountains rising majestically in the distance. This laid-back town boasts a population of around 300, making it a far cry from the bustling crowds. Here, days are spent strolling along the crescent-shaped Hanalei Bay, a haven for surfers and beachcombers. History buffs can delve into the past at the Wai’oli Mission Station, a restored 19th-century church. Evenings are best spent savoring fresh seafood at one of the harborside restaurants, watching the fiery Hawaiian sunset paint the sky.

Why Retire Here: Hanalei offers an escape from the ordinary. Retirees seeking a deep connection with nature and a taste of local Hawaiian culture will find solace here. The close-knit community fosters a sense of belonging, and the slower pace allows for a more mindful way of life.

6. Honokaa, Big Island ( Population: 2,290)

Waipio Valley, Honokaa
Waipio Valley, Honokaa – Robert Linsdell from St. Andrews, Canada, CC BY 2.0, via Wikimedia Commons

Situated on the Big Island’s northern coast, Honokaa is a vibrant port town steeped in history. With a population around 2,290, it offers a friendly atmosphere and a glimpse into the island’s agricultural roots. The historic Honokaa People’s Theater, a restored 1930s movie house, is a cultural hub, while the nearby Waimea offers world-class shopping and art galleries. A short drive away lies the majestic Waimea Canyon, earning its nickname “The Grand Canyon of the Pacific.”

Why Retire Here: History buffs and nature lovers will find themselves captivated by Honokaa. The town provides a unique blend of local Hawaiian culture, artistic expression, and outdoor adventures. The close proximity to Waimea ensures access to essential amenities without compromising the small-town charm.

5. Mililani, Oahu ( Population: 27,423)

Mililani, situated on Oahu’s central coast, offers a unique twist on Hawaiian retirement living. This master-planned community boasts a population of around 27,423, providing all the conveniences of modern life within a picturesque setting. Residents enjoy meticulously landscaped parks, golf courses, and a network of walking trails. The nearby Oahu Country Club offers recreational activities, while cultural events and festivals add a touch of local flavor.

Why Retire Here: Mililani caters to those seeking a comfortable and active retirement. The community provides a vibrant social scene, a plethora of amenities, and easy access to Honolulu for those desiring a dose of city life.

4. Makawao, Maui ( Population: 7,704)

Schinus terebinthifolius, aerial view Makawao, Maui, Hawaii
Schinus terebinthifolius, aerial view Makawao, Maui, Hawaii – Forest & Kim Starr, CC BY 3.0 US, via Wikimedia Commons

Nestled in Maui’s upcountry region, Makawao boasts a population of around 7,704 and a distinctly artistic vibe. Art galleries and craft shops line the main street, showcasing the works of local talents. Thursday nights come alive with “Upcountry Fridays,” a street festival brimming with local food, music, and crafts. Beyond the town, rolling hills dotted with ranches and stunning views of Haleakala volcano create a breathtaking backdrop.

Why Retire Here: Makawao offers a perfect blend of cultural immersion and outdoor serenity. Art enthusiasts will find themselves in paradise, while the cooler upcountry climate provides a welcome respite from Maui’s heat.

3. Wailuku, Maui ( Population: 16,590)

Wailuku Hongwanji Mission, Wailuku, Maui, Hawaii
Wailuku Hongwanji Mission, Wailuku, Maui, Hawaii – Wmpearl, CC0, via Wikimedia Commons

Wailuku, Maui’s historic county seat, offers a charming mix of Hawaiian and missionary influences, with a population of around 16,000. Iao Valley, a sacred site with lush rainforests and cascading waterfalls, lies just outside the town limits. For a taste of history, head to the Bailey House Museum, a meticulously preserved missionary home. Foodies will delight in the Wailuku Wednesdays street market, overflowing with fresh produce and local delicacies.

Why Retire Here: Retirees seeking a balance between historical intrigue, cultural immersion, and outdoor adventure will find Wailuku an ideal choice. The town provides a good mix of local shops and essential amenities, making it a convenient and engaging place to call home.

2. Hana, Maui ( Population: 731)

Coast of Kapahulu, Hana, Maui, Hawaii
Coast of Kapahulu, Hana, Maui, Hawaii – Aaron Zhu, CC BY-SA 3.0, via Wikimedia Commons

Nestled on Maui’s easternmost tip, Hana is a haven for those seeking a truly remote and unspoiled paradise. The journey to Hana, itself an adventure with its winding Road to Hana lined with waterfalls and rainforests, reveals a town of around 850 residents. Here, time seems to slow down even further. Days are spent exploring hidden beaches, swimming in freshwater pools, and soaking up the laid-back atmosphere. The Hasegawa General Store, established in 1945, serves as a community hub, offering everything from groceries to local crafts.

Why Retire Here: Hana is perfect for those yearning for an escape from the modern world. The remote location and slow pace of life offer a unique opportunity to reconnect with nature and oneself. However, be prepared for a simpler way of living with limited shopping options and essential services.

1. Haleʻiwa, Oahu ( Population: 4,708)

North Shore, Haleiwa, Hawaii
North Shore, Haleiwa, Hawaii – Anthony Quintano from Honolulu, HI, United States, CC BY 2.0, via Wikimedia Commons

Haleʻiwa, situated on Oahu’s North Shore, is a surfer’s paradise with a population of around 4,708. This bohemian town boasts a vibrant art scene with colorful galleries and unique boutiques lining the main street. During the winter months, world-class waves attract professional surfers and surfing enthusiasts. Throughout the year, foodies flock to Haleʻiwa for its famous “rainbow shave ice,” a local dessert specialty.

Why Retire Here: Haleʻiwa offers a vibrant atmosphere for active retirees who enjoy a touch of adventure. The art scene provides a constant source of inspiration, while the proximity to world-class surfing creates a dynamic energy. However, the strong waves and winter crowds might not be for everyone.

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