7 Small Towns to Retire in Upstate New York in 2024

Bemis Block and other buildings on South Main Street, Canandaigua, NY

The decision to retire is a momentous one. It’s a chance to trade the daily grind for a life filled with leisure, pursuing passions, and connecting with loved ones. With countless retirement havens around the world, the options can feel overwhelming. The United States alone boasts a diverse range of retirement destinations, from sun-soaked coastal towns to vibrant city centers and charming small communities.

Beach lovers might dream of retiring to Florida’s shores, while outdoorsy retirees might set their sights on a town nestled amidst the Rocky Mountains. Upstate New York offers a unique alternative for those seeking a balance of natural beauty, small-town charm, and cultural offerings.

For those considering a move to upstate New York in 2024, here are seven idyllic small towns perfect for a fulfilling retirement.

7. Camillus (1,203 residents)

Scene at the Camillus Erie Canal Park in Camillus, New York
Scene at the Camillus Erie Canal Park in Camillus, New York – Picryl

Nestled amid rolling hills and farmland in Onondaga County, Camillus exudes a quintessential small-town atmosphere. The village boasts a walkable historic district with charming shops, local restaurants, and a vibrant community center. History buffs will appreciate the Erie Canalway Trail, a scenic path that follows the historic Erie Canal. For outdoor enthusiasts, nearby Green Lakes State Park offers opportunities for hiking, swimming, and boating. The village also boasts top-rated medical facilities, ensuring retirees have access to quality healthcare.

6. Skaneateles (7,176 residents)

Steam launch Smaug on Skaneateles lake in upstate new York
Steam launch Smaug on Skaneateles lake in upstate New York – DrHitch54, CC BY-SA 3.0, via Wikimedia Commons

Skaneateles, situated on the shores of the crystal-clear Skaneateles Lake, is a haven for nature lovers and water enthusiasts. Boating, kayaking, and fishing are popular activities on the lake, while several parks offer scenic hiking and biking trails. The village itself is known for its well-preserved historic architecture and a vibrant downtown area with unique shops, art galleries, and restaurants. Cultural events and festivals held throughout the year provide ample opportunities for social engagement. Skaneateles is also home to a well-regarded hospital, ensuring residents have access to quality healthcare.

5. Pittsford (1,342 residents)

Pittsford, New York village hall
Pittsford, New York village hall – DanielPenfield, CC BY-SA 3.0, via Wikimedia Commons

Nestled on the outskirts of Rochester, Pittsford provides a delightful balance between small-town character and easy access to urban attractions. This charming village features a historic downtown brimming with unique shops, captivating art galleries, and a selection of exquisite restaurants. For outdoor enthusiasts, Ellison Park offers hiking trails, a nature center, and a scenic overlook of the Genesee River Valley. Cultural events and festivals throughout the year add vibrancy to the community. Pittsford is known for its excellent school system, a plus for retirees with children or grandchildren nearby. Several top-rated hospitals are located within easy reach, ensuring quality healthcare for residents.

4. Canandaigua (10,539 residents)

Bemis Block and other buildings on South Main Street, Canandaigua, NY
Bemis Block and other buildings on South Main Street, Canandaigua, NY – Daniel Case, CC BY-SA 3.0, via Wikimedia Commons

Situated on the northern tip of Canandaigua Lake, this town offers stunning natural beauty and a vibrant community. Crystal-clear lakes become playgrounds in this area, with boating, fishing, and swimming being favorite pastimes. Meanwhile, landlubbers can explore a network of parks with trails perfect for hiking and biking adventures. The historic downtown features unique shops, art galleries, and a variety of restaurants. Cultural events and festivals throughout the year add vibrancy to the community. Canandaigua boasts a well-regarded hospital, ensuring residents have access to quality healthcare.

3. Honeoye Falls (2,745 residents)

Honeoye Falls - US Post Office
Honeoye Falls – US Post Office – Matthew D. Wilson (LtPowers), CC BY-SA 3.0, via Wikimedia Commons

Honeoye Falls, a village nestled alongside the picturesque Honeoye Creek, offers a peaceful escape with a strong sense of community. The centerpiece of the village is the majestic Honeoye Falls, a 30-foot cascade that creates a breathtaking natural spectacle. Hikers and bikers will enjoy exploring the nearby Lehigh Valley Trail. The village boasts a charming downtown area with local shops and restaurants. Several festivals are held throughout the year, fostering a sense of community spirit. Residents have access to quality healthcare facilities located nearby.

2. Geneseo (8,019 residents)

Geneseo, New York
Geneseo, New York – Jayu from Harrisburg, PA, U.S.A., CC BY-SA 2.0, via Wikimedia Commons

Steeped in history and brimming with charm, Geneseo offers a unique blend of small-town living and cultural offerings. The village is home to the prestigious SUNY Geneseo, a vibrant college campus that adds to the town’s youthful energy. The historic Main Street features a variety of shops, restaurants, and cafes. The National Warplane Museum is a popular attraction for history buffs. Several parks offer opportunities for outdoor recreation, while cultural events and festivals throughout the year provide entertainment options. Residents have access to quality healthcare facilities located nearby.

1. Oneonta (15,518 residents)

Oneonta NY City Hall former Post Office
Oneonta NY City Hall former Post Office – Kenneth C. Zirkel, CC BY-SA 4.0, via Wikimedia Commons

Oneonta, nestled in the foothills of the Catskill Mountains, offers a vibrant small-town atmosphere with a touch of mountain charm. The historic downtown features a variety of shops, restaurants, and theaters. Nature lovers will find their paradise in the winding hiking trails that lace through the picturesque hills surrounding town. For those who crave water adventures, nearby lakes offer sparkling opportunities for boating, casting a line, or taking a refreshing dip. Oneonta is also home to the headquarters of the National Soccer Hall of Fame, a must-see for soccer fans. Throughout the year, the town comes alive with cultural events, festivals, and farmers markets, fostering a strong sense of community. Oneonta boasts a well-regarded hospital, ensuring residents have access to quality healthcare.

Choosing Your Upstate New York Haven

These seven towns represent just a glimpse of the many charming communities that Upstate New York has to offer retirees. Each town boasts its own unique character and caters to a variety of interests.

Here are some factors to consider when making your choice:

  • Size and Setting: Do you prefer a quaint village atmosphere or a town with a bit more hustle and bustle? Consider how close you want to be to city amenities.
  • Outdoor Activities: Are you an avid hiker, biker, or water enthusiast? Choose a town that offers access to your preferred outdoor pursuits.
  • Cultural Offerings: Do you enjoy museums, art galleries, and live performances? Look for a town with a vibrant arts scene.
  • Healthcare: Access to quality healthcare is crucial for retirees. Ensure the chosen town has a well-regarded hospital or medical facilities nearby.
  • Cost of Living: Upstate New York offers a generally lower cost of living compared to other parts of the country. However, there can be variations between towns. Consider your budget and research the cost of living in each location.
  • Community Vibe: Do you prefer a tight-knit community or a more diverse social scene? Research the demographics and community events of each town.

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